:root{
  --navy-900:#0a1628;--navy-800:#0f2340;--navy-700:#16315a;--navy-600:#1f4275;
  --gold:#c9a25b;--gold-600:#b28a43;--gold-50:#f8f1e4;
  --teal:#2c7a7b;
  --ink:#14213a;--text:#2b3445;--muted:#5d6779;--line:#e4e1d9;--line-2:#eeebe4;
  --bg:#faf8f4;--surface:#ffffff;--soft:#f3f0e9;
  --radius:14px;--shadow:0 1px 2px rgba(10,22,40,.06),0 12px 32px rgba(10,22,40,.08);
  --serif:"Fraunces",Georgia,"Times New Roman",serif;
  --sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;background:var(--bg);color:var(--text);font:16px/1.65 var(--sans)}
img,svg{display:block}
a{color:var(--navy-600)}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}

/* header */
.site-head{position:sticky;top:0;z-index:20;background:rgba(10,22,40,.92);backdrop-filter:saturate(140%) blur(10px);-webkit-backdrop-filter:saturate(140%) blur(10px);border-bottom:1px solid rgba(255,255,255,.08)}
.site-head .wrap{display:flex;align-items:center;gap:28px;height:68px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-family:var(--serif);font-size:22px;font-weight:600;letter-spacing:.2px}
.brand svg{width:30px;height:30px}
.nav{display:flex;gap:24px;margin-left:auto}
.nav a{color:rgba(255,255,255,.78);text-decoration:none;font-size:14.5px;font-weight:500}
.nav a:hover{color:#fff}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:10px;padding:13px 22px;font:600 15px/1 var(--sans);text-decoration:none;cursor:pointer;transition:background .15s,transform .15s,box-shadow .15s;white-space:nowrap}
.btn-gold{background:var(--gold);color:var(--navy-900)}
.btn-gold:hover{background:#d6b16c;transform:translateY(-1px);box-shadow:0 6px 18px rgba(201,162,91,.35)}
.btn-line{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.35)}
.btn-line:hover{border-color:#fff}
.btn-navy{background:var(--navy-800);color:#fff}
.btn-navy:hover{background:var(--navy-700)}
.site-head .btn{padding:11px 18px;font-size:14px}

/* hero */
.hero{position:relative;overflow:hidden;color:#fff;background:
  radial-gradient(900px 500px at 85% -10%,rgba(201,162,91,.22),transparent 60%),
  radial-gradient(700px 500px at -10% 110%,rgba(44,122,123,.25),transparent 60%),
  linear-gradient(160deg,var(--navy-900),var(--navy-800) 55%,var(--navy-700))}
.hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:48px 48px;mask-image:linear-gradient(180deg,#000,transparent 85%);-webkit-mask-image:linear-gradient(180deg,#000,transparent 85%)}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;padding-top:72px;padding-bottom:84px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:600;letter-spacing:1.2px;text-transform:uppercase;color:var(--gold)}
.eyebrow:before{content:"";width:22px;height:1px;background:var(--gold)}
.hero h1{font-family:var(--serif);font-weight:500;font-size:clamp(34px,4.6vw,56px);line-height:1.08;letter-spacing:-.5px;margin:16px 0 20px}
.hero h1 em{font-style:italic;color:var(--gold)}
.hero p.lead{font-size:18.5px;color:rgba(255,255,255,.78);max-width:560px;margin:0 0 30px}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:34px}
.assure{display:flex;flex-wrap:wrap;gap:10px 26px;list-style:none;margin:0;padding:0;font-size:14px;color:rgba(255,255,255,.82)}
.assure li{display:flex;align-items:center;gap:8px}
.assure svg{width:18px;height:18px;flex:none;color:var(--gold)}

/* form card */
.form-card{background:var(--surface);color:var(--text);border-radius:18px;box-shadow:0 24px 60px rgba(0,0,0,.35);padding:28px;position:relative}
.form-card:before{content:"";position:absolute;left:28px;right:28px;top:0;height:3px;border-radius:0 0 3px 3px;background:linear-gradient(90deg,var(--gold),#e3c88f)}
.form-card h2{font-family:var(--serif);font-weight:500;font-size:24px;margin:4px 0 4px;color:var(--ink)}
.form-card .sub{font-size:14px;color:var(--muted);margin:0 0 18px;display:flex;align-items:center;gap:6px}
.form-card .sub svg{width:15px;height:15px;color:var(--teal)}
form{display:grid;gap:12px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
label{display:grid;gap:5px;font-size:13px;font-weight:600;color:var(--ink)}
label span.opt{font-weight:400;color:var(--muted)}
input,select,textarea{font:15px/1.4 var(--sans);color:var(--ink);background:#fcfbf8;border:1px solid var(--line);border-radius:9px;padding:11px 12px;width:100%;transition:border-color .15s,box-shadow .15s}
input:focus,select:focus,textarea:focus{outline:0;border-color:var(--navy-600);box-shadow:0 0 0 3px rgba(31,66,117,.15);background:#fff}
textarea{min-height:96px;resize:vertical}
form .btn{width:100%;padding:15px;font-size:15.5px;margin-top:2px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.note{font-size:12.5px;color:var(--muted);margin:2px 0 0;line-height:1.5}
.msg{display:none;padding:12px 14px;border-radius:9px;font-size:14px;background:var(--gold-50);color:var(--ink);border:1px solid #ecdcbc}
.msg.ok{background:#e8f4f1;border-color:#c3e1da}

/* specialist strip */
.strip{background:var(--surface);border-bottom:1px solid var(--line)}
.strip .wrap{display:flex;align-items:center;gap:14px 28px;flex-wrap:wrap;padding-top:22px;padding-bottom:22px}
.strip .lbl{font-size:12px;font-weight:700;letter-spacing:1.1px;text-transform:uppercase;color:var(--muted)}
.strip ul{display:flex;flex-wrap:wrap;gap:8px 22px;list-style:none;margin:0;padding:0}
.strip li{font-family:var(--serif);font-size:17px;color:var(--navy-800);display:flex;align-items:center;gap:9px}
.strip li:before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold);flex:none}

/* sections */
section.block{padding:88px 0}
section.alt{background:var(--soft)}
.sec-head{max-width:680px;margin:0 0 44px}
.sec-head.center{text-align:center;margin-left:auto;margin-right:auto}
.sec-head .eyebrow{color:var(--gold-600)}
.sec-head .eyebrow:before{background:var(--gold-600)}
.sec-head.center .eyebrow:after{content:"";width:22px;height:1px;background:var(--gold-600)}
h2.sec{font-family:var(--serif);font-weight:500;font-size:clamp(28px,3.4vw,40px);line-height:1.15;color:var(--ink);margin:12px 0 14px;letter-spacing:-.3px}
.sec-head p{font-size:17px;color:var(--muted);margin:0}

/* problem cards */
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px;transition:transform .2s,box-shadow .2s,border-color .2s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#d8d2c4}
.icon{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;background:var(--navy-800);color:var(--gold);margin-bottom:18px}
.icon svg{width:22px;height:22px}
.card h3{font-size:17px;line-height:1.3;color:var(--ink);margin:0 0 8px}
.card p{font-size:14.5px;color:var(--muted);margin:0 0 14px}
.card .who{font-size:12.5px;color:var(--teal);font-weight:600;border-top:1px solid var(--line-2);padding-top:12px;margin:0}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;position:relative;counter-reset:s}
.steps:before{content:"";position:absolute;top:27px;left:12%;right:12%;height:1px;background:repeating-linear-gradient(90deg,var(--gold) 0 6px,transparent 6px 12px);opacity:.7}
.step{position:relative;text-align:center;padding:0 10px}
.step .num{counter-increment:s;width:56px;height:56px;border-radius:50%;margin:0 auto 20px;display:grid;place-items:center;background:var(--surface);border:1px solid var(--gold);color:var(--navy-800);font-family:var(--serif);font-size:22px;position:relative;box-shadow:0 0 0 8px var(--soft)}
.step .num:after{content:counter(s)}
.step h3{font-size:18px;color:var(--ink);margin:0 0 8px}
.step p{font-size:15px;color:var(--muted);margin:0 auto;max-width:300px}

/* split: why */
.split{display:grid;grid-template-columns:.95fr 1.05fr;gap:64px;align-items:start}
.points{display:grid;gap:22px}
.point{display:grid;grid-template-columns:44px 1fr;gap:16px;align-items:start}
.point .icon{width:44px;height:44px;margin:0;background:var(--gold-50);color:var(--gold-600)}
.point h3{font-size:17px;color:var(--ink);margin:2px 0 4px}
.point p{font-size:15px;color:var(--muted);margin:0}
.panel{background:var(--navy-800);color:#fff;border-radius:18px;padding:34px;position:relative;overflow:hidden}
.panel:after{content:"";position:absolute;right:-110px;bottom:-110px;width:220px;height:220px;border-radius:50%;border:1px solid rgba(201,162,91,.35)}
.panel h3{font-family:var(--serif);font-weight:500;font-size:24px;margin:0 0 18px}
.panel ul{list-style:none;padding:0;margin:0;display:grid;gap:14px}
.panel li{display:grid;grid-template-columns:22px 1fr;gap:10px;font-size:15px;color:rgba(255,255,255,.85)}
.panel li svg{width:18px;height:18px;color:var(--gold);margin-top:3px}
.panel li b{color:#fff;font-weight:600}

/* faq */
.faq{max-width:820px;margin:0 auto;display:grid;gap:10px}
.faq details{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:0 22px}
.faq summary{list-style:none;cursor:pointer;padding:18px 0;font-weight:600;color:var(--ink);display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";font-family:var(--serif);font-size:24px;line-height:1;color:var(--gold-600);transition:transform .2s}
.faq details[open] summary:after{transform:rotate(45deg)}
.faq details p{margin:0 0 18px;color:var(--muted);font-size:15px}

/* cta band */
.cta{background:linear-gradient(135deg,var(--navy-800),var(--navy-700));color:#fff;border-radius:20px;padding:48px;display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap;position:relative;overflow:hidden}
.cta:before{content:"";position:absolute;inset:0;background:radial-gradient(500px 240px at 100% 0,rgba(201,162,91,.25),transparent 60%)}
.cta>*{position:relative}
.cta h2{font-family:var(--serif);font-weight:500;font-size:clamp(24px,3vw,34px);margin:0 0 6px;line-height:1.2}
.cta p{margin:0;color:rgba(255,255,255,.75)}

/* footer */
footer{background:var(--navy-900);color:rgba(255,255,255,.6);padding:48px 0 36px;font-size:13.5px}
footer .top{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;padding-bottom:24px;border-bottom:1px solid rgba(255,255,255,.1);margin-bottom:22px}
footer .brand{font-size:20px}
footer nav{display:flex;gap:20px;flex-wrap:wrap}
footer nav a{color:rgba(255,255,255,.75);text-decoration:none}
footer nav a:hover{color:#fff}
footer p{margin:0 0 8px;max-width:820px}

/* thanks */
.thanks{min-height:62vh;display:grid;place-items:center;text-align:center}
.thanks .check{width:64px;height:64px;border-radius:50%;margin:0 auto 18px;display:grid;place-items:center;background:var(--gold);color:var(--navy-900)}
.thanks .check svg{width:30px;height:30px}

/* responsive */
@media (max-width:1024px){
  .hero .wrap{grid-template-columns:1fr;gap:40px;padding-top:56px;padding-bottom:64px}
  .hero p.lead{max-width:none}
  .form-card{max-width:none}
  .cards{grid-template-columns:repeat(2,1fr)}
  .split{grid-template-columns:1fr;gap:36px}
}
@media (max-width:760px){
  .nav{display:none}
  .site-head .wrap{justify-content:space-between}
  .steps{grid-template-columns:1fr;gap:34px}
  .steps:before{top:28px;bottom:28px;left:50%;right:auto;width:1px;height:auto;background:repeating-linear-gradient(180deg,var(--gold) 0 6px,transparent 6px 12px)}
  .step{background:var(--soft)}
  section.block{padding:64px 0}
  .cta{padding:32px 24px}
}
@media (max-width:560px){
  .wrap{padding:0 16px}
  .site-head .wrap{height:60px;gap:12px}
  .brand{font-size:19px}.brand svg{width:26px;height:26px}
  .site-head .btn{padding:10px 14px;font-size:13.5px}
  .hero-ctas .btn{flex:1 1 100%}
  .row{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr}
  .form-card{padding:22px 18px}
  .form-card:before{left:18px;right:18px}
  .strip li{font-size:15.5px}
  .cta .btn{width:100%}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* guides */
.g-hero{color:#fff;background:radial-gradient(700px 360px at 90% -20%,rgba(201,162,91,.2),transparent 60%),linear-gradient(160deg,var(--navy-900),var(--navy-800))}
.g-hero .wrap{padding-top:44px;padding-bottom:52px;max-width:1160px}
.crumbs{font-size:13px;color:rgba(255,255,255,.6);display:flex;gap:8px;flex-wrap:wrap;margin-bottom:18px}
.crumbs a{color:rgba(255,255,255,.8);text-decoration:none}.crumbs a:hover{color:#fff}
.g-hero h1{font-family:var(--serif);font-weight:500;font-size:clamp(30px,4vw,46px);line-height:1.12;letter-spacing:-.3px;margin:0 0 16px;max-width:860px}
.g-hero .lead{font-size:18px;color:rgba(255,255,255,.8);max-width:760px;margin:0 0 16px}
.g-meta{font-size:13px;color:var(--gold);margin:0}
.g-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:56px;padding-top:52px;padding-bottom:88px;align-items:start}
.g-body{font-size:17px;line-height:1.75;color:var(--text);max-width:720px}
.g-body h2{font-family:var(--serif);font-weight:500;font-size:26px;line-height:1.25;color:var(--ink);margin:40px 0 12px}
.g-body h2:first-child{margin-top:0}
.g-body p{margin:0 0 16px}
.g-body ul{margin:0 0 18px;padding-left:22px}
.g-body li{margin:0 0 8px}
.g-body li::marker{color:var(--gold-600)}
.g-body b{color:var(--ink)}
.g-note{font-size:14px;color:var(--muted);border-top:1px solid var(--line);padding-top:16px;margin-top:36px!important}
.g-side{position:sticky;top:92px;display:grid;gap:18px}
.g-cta{background:var(--navy-800);color:#fff;border-radius:16px;padding:26px;position:relative;overflow:hidden}
.g-cta:before{content:"";position:absolute;inset:0;background:radial-gradient(260px 160px at 100% 0,rgba(201,162,91,.25),transparent 60%)}
.g-cta>*{position:relative}
.g-cta h3{font-family:var(--serif);font-weight:500;font-size:22px;margin:0 0 8px}
.g-cta p{font-size:14.5px;color:rgba(255,255,255,.78);margin:0 0 18px}
.g-more{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:22px}
.g-more h3{font-size:14px;letter-spacing:.8px;text-transform:uppercase;color:var(--muted);margin:0 0 12px}
.g-more ul{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.g-more a{color:var(--ink);text-decoration:none;font-weight:600;font-size:14.5px;line-height:1.4}
.g-more a:hover{color:var(--gold-600)}
.g-cards{grid-template-columns:repeat(2,1fr)}
a.g-card{text-decoration:none;display:block}
.card .more{display:inline-block;margin-top:2px;font-size:13px;font-weight:600;color:var(--navy-600);text-decoration:none}
.card .more:hover{color:var(--gold-600)}
@media (max-width:1024px){.g-layout{grid-template-columns:1fr;gap:36px}.g-side{position:static}}
@media (max-width:560px){.g-cards{grid-template-columns:1fr}.g-body{font-size:16.5px}.g-body h2{font-size:23px}}